Deferred compensation plan design varies widely. The needs of the business and the executives should be considered when designing a new plan or assessing a plan for suitability. Our team of subject-matter experts can help the business and the key person employees design or amend and implement a plan that meets the goals established during our discovery phase. Schedule an appointment with one of our consultants to learn more.
Every single business has a succession plan, whether it is chosen or dictated by state law. Our team can take you through the process of creating or auditing your buy-sell plan. We help our clients understand the events that create an obligation or an option to call or put equity and what effect that has on cash-flow. Schedule an appointment with one of our consultants to learn more.
Life insurance as an investment wrapper can help increase portfolio yield. But, understanding the available offerings, modeling financial outcomes, negotiating the lowest cost wrapper, and periodically monitoring and adjusting the policies takes a professional team familiar with these transactions. Our team routinely assists insurance companies assess and analyze ICOLI investment strategies. Schedule an appointment with one of our consultants to learn more.
Non-ERISA bonus compensation arrangements can range from incentive-based plans to unique programs for a small select group of employees. Our team has the experience to help you define goals and create or amend a plan for the group of employees you identify. Schedule an appointment with one of our consultants to learn more.
Both private and public companies can offer equity compensation to employees. Both types of companies can benefit from an experienced team advising them on the ins and outs of equity compensation plans. From creating equity bonus programs to restating restricted options, and everything in between, our team is there for you. Schedule an appointment with one of our consultants to learn more.
Just like insurance companies, banks own life insurance to help increase portfolio yield. But, understanding the available offerings, investment restrictions, financial modeling, negotiating the lowest cost wrapper, and periodically monitoring and adjusting the policies takes a professional team familiar with these transactions. Our team routinely assists banks assess and analyze "BOLI" investment strategies. Schedule an appointment with one of our consultants to learn more.
Key person life insurance policies are a company asset. As such, these assets need the same care and attention as other company assets. Our team of professionals can take the policies your organization owns and show you the options you have for this valuable asset. Quite often we can help you save thousands of dollars on premium payments or even find an option that requires no additional premium while still retaining coverage. Schedule an appointment with one of our consultants to learn more.
Company sponsored broad-based disability benefits are often misunderstood as covering an employee's loss of income due to disability. However, most programs fall short for the company's high earners. Our team can analyze your program and help you understand what happens to your executive team's income if any of them become disabled. Schedule an appointment with one of our consultants to learn more.
Our institutional group has significant experience helping our clients work through their qualified plan needs. From fiduciary issues to receiving the best pricing on qualified plan offerings we have you covered. Our process requires us to review the services your company is currently receiving and audit the service providers to make sure your organization is receiving the services outlined within your service agreements. Our team will highlight gaps or financial savings in our analysis. Schedule an appointment with one of our consultants to learn more.
Customers always have questions about their life insurance policies. Unfortunately, life insurance is often sold, and once commissions are paid, the broker sometimes abandons the client. Our team of professionals can take the policies you or your organization own and show you the options you have. Quite often we can help you save thousands of dollars on premium payments or even find an option that requires no additional premium while still retaining coverage. We focus our practice on business consulting, but we also recognize the need people making up the business have in this specific and underserved area. Schedule an appointment with one of our consultants to learn more.
Deductible key person benefits can extend well beyond cash compensation. One of the most dangerous financial experiences an individual's portfolio can encounter is an unexpected long-term care event in a down market. Whether the event is personal or that of a family member, the effect on a portfolio can be financially devastating. One of the most retentive benefit offerings we see is key-person long-term care. Schedule an appointment with one of our consultants to learn more.
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